Riverfork Federal Credit Union
Rates effective as of 12/11/2008 , and subject to change without notice. 
APR = Annual Percentage Rate
LOAN RATES SCHEDULE
Share secured (shares are pledged as collateral) 4.40% APR
NEW AUTOS
  • Up to 60 months financing
4.00% - 7.00% APR
NEW BOATS, RVs, CAMPERS, MOTORCYCLES
  • Over $25,000 - Up to 72 months financing
  • New = never titled AND less than 5,000 miles
5.10% - 8.10% APR
USED AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
  • For model years: ’05, ’06 and ’07 - Up to 60 months financing
  • Over $25,000 for ’05, ‘06 or ‘07 - Up to 72 months financing
  • For model years: ’02, ’03, and ’04 - Up to 48 months financing
  5.25% - 8.25% APR
USED AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
  • 1989 to 2001 models - Up to 36 months financing
6.35% - 9.35% APR
SNOWMOBILES
  • New - Up to 60 months financing
6.10% - 9.10% APR
  • ’05, ’06 and ’07 - Up to 60 months financing
  • ’02, ’03 and ’04 - Up to 48 months financing
6.25% - 9.25% APR
  • 1989 - 2001 - Up to 36 months financing
 7.35% - 10.35% APR
HOME EQUITY LOANS
  • Up to 60 months financing with a balloon payment after 60 months
 5.30% APR
SIGNATURE LOANS (AND OTHER COLLATERAL OFFERED)
  • Up to 24 months financing
  • Maximum unsecured loan is one month’s gross income
13.45% - 16.45% APR
VISA CREDIT CARD (NO ANNUAL FEE)
  • Credit limit based on gross income
9.90% APR

Rates are based on the credit history of the applicant.
Loans currently at the credit union can not be refinanced.

SHARES (SAVINGS)
  APR* APY**
Shares 1.25% 1.26%
Share Drafts 1.00% 1.00%
Christmas Club 1.25% 1.25%
SHARE CERTIFICATES (CDs) $500.00 Minimum
  APR APY

6 Months 

 2.80% 2.80%
12 Months  3.00% 3.00%
18 Months 3.20% 3.20%
24 Months  3.30% 3.30%
IRA SHARE ACCOUNTS AND CERTIFICATES
  APR APY
IRA Share Accounts 1.25% 1.26%
IRA SHARE CERTIFICATES
  APR APY
6 Months 2.80% 2.80%
12 Months 3.00% 3.00%
18 Months 3.20% 3.20%
24 Months  3.30% 3.30%
**APY = Annual Percentage Yield
*APR = Annual Percentage Rate
NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency