Riverfork Federal Credit Union
Rates effective as of 5/12/2010 , and subject to change without notice. 
APR = Annual Percentage Rate
LOAN RATES SCHEDULE
Share secured (shares are pledged as collateral) 4.00% APR
Loan Specials
  • No loan specials available at this time.
NEW BOATS, RVs, CAMPERS, MOTORCYCLES
  • Over $25,000 - Up to 72 months financing
  • New = never titled AND less than 5,000 miles
3.75% - 6.75% APR
USED AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
  • For model years: ’07, ’08 and ’09 - Up to 60 months financing
  • Over $25,000 for ’07, ‘08 or ‘09 - Up to 72 months financing
  • For model years: ’04, ’05, and ’06 - Up to 48 months financing
  4.00% - 7.00% APR
USED AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
  • 1991 to 2003 models - Up to 36 months financing
5.35% - 8.35% APR
SNOWMOBILES
  • New - Up to 60 months financing
4.75% - 7.75% APR
  • ’07, ’08 and ’09 - Up to 60 months financing
  • ’04, ’05 and ’06 - Up to 48 months financing
5.00% - 8.00% APR
  • 1991 - 2003 - Up to 36 months financing
 6.35% - 9.35% APR
HOME EQUITY LOANS
  • Up to 60 months financing with a balloon payment after 60 months
 4.25% APR
SIGNATURE LOANS (AND OTHER COLLATERAL OFFERED)
  • Up to 24 months financing
  • Maximum unsecured loan is one month’s gross income
13.45% - 16.45% APR
VISA CREDIT CARD (NO ANNUAL FEE)
  • Credit limit based on gross income
9.90% APR

Rates are based on the credit history of the applicant.
Loans currently at the credit union can not be refinanced.

SHARES (SAVINGS)
  APR* APY**
Shares .80% .80%
Share Drafts N/A N/A
Christmas Club .80% .80%
SHARE CERTIFICATES (CDs) $500.00 Minimum
  APR APY

6 Months 

 1.40% 1.40%
12 Months  1.60% 1.60%
18 Months 1.80% 1.80%
24 Months  1.90% 1.90%
IRA SHARE ACCOUNTS AND CERTIFICATES
  APR APY
IRA Share Accounts .80% .80%
IRA SHARE CERTIFICATES
  APR APY
6 Months 1.40% 1.40%
12 Months 1.60% 1.60%
18 Months 1.80% 1.80%
24 Months  1.90% 1.90%
**APY = Annual Percentage Yield
*APR = Annual Percentage Rate
NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency